Important Disclaimer

This information is for educational purposes only and does not constitute financial advice.:

Past performance does not guarantee future results.

Investment involves risk. You may lose some or all of your invested capital. Consider your risk tolerance before investing.

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered professional advice. We make no representations or warranties regarding the accuracy, completeness, or suitability of any information provided.

Nothing on this website constitutes professional financial, legal, or tax advice. You should consult with qualified professionals before making any investment decisions.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any damages arising from your use of this website or services.

  • • Direct damages resulting from errors or omissions in our content or services
  • • Indirect or consequential damages arising from investment decisions
  • • Loss of profits, business interruption, or other economic losses
  • • Lost profits or revenue from investment activities
  • • Data loss or corruption of personal information

Our liability is limited to the maximum extent permitted under Australian law

Information Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of all content on this website.

We provide this website and its content on an "as is" basis without warranties of any kind, either express or implied.

Information on this website may change without notice. We recommend checking for updates regularly.

Investment Disclaimer

All investments carry risk and may result in loss of capital. Investment values can go up as well as down.

  • • We provide no guarantee of investment returns or outcomes
  • • Always seek professional advice before making investment decisions
  • • All investment decisions are made at your own risk
  • • Market volatility may significantly impact investment performance

External Links

This website may contain links to external websites that are not under our control.

We do not endorse or take responsibility for the content of external websites.

Professional Advice

The following types of professional advice should be sought before making important decisions:

Financial Advice: Consult with a licensed financial advisor for personalized investment recommendations

Legal Advice: Seek qualified legal counsel for matters involving contracts, regulations, or disputes

Tax Advice: Consult with a tax professional regarding the tax implications of your investments

Jurisdiction and Governing Law

These terms and conditions are governed by Australian law and jurisdiction.

Governing Law: This agreement shall be governed by and construed in accordance with the laws of Australia

Jurisdiction: Any disputes shall be subject to the exclusive jurisdiction of Australian courts

Local laws may vary by state and territory within Australia

You may have additional rights under Australian Consumer Law

No Warranties

We disclaim all warranties, express or implied, including but not limited to:

  • • Warranties of merchantability or fitness for a particular purpose
  • • Warranties that our services will meet your specific requirements
  • • Warranties of non-infringement of third-party rights
  • • Warranties regarding the accuracy or completeness of information

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Modifications

We reserve the right to modify these terms at any time. Changes will be effective upon posting to this website.

Last Updated: June 17, 2025

Contact Us

If you have any questions about these terms or our services, please contact us using the information below.

Agencygarnuvox Investment Consulting Pty Ltd

Suite 15, Level 8, 201 Elizabeth Street, Sydney NSW 2000, Australia

info@agencygarnuvox.com

+61 2 5635 9156