Terms and Conditions

Acceptance of Terms

By accessing and using our website and services, you agree to be bound by these terms and conditions.

This agreement is legally binding and governs your use of our services.

Definitions

The following terms have the meanings set forth below:

• • "Service": Refers to our investment consulting and advisory services
• • "User": Refers to any person who accesses or uses our website or services
• • "Content": Refers to all information, data, text, and materials on our website
• • "Company": Refers to Agencygarnuvox Investment Consulting Pty Ltd

Use of Service

Your use of our service is subject to the following conditions:

Permitted Use

• • Access information for personal investment research
• • Contact us for legitimate consulting inquiries
• • Use our services in accordance with applicable laws

Prohibited Use

• • Violate any applicable laws or regulations
• • Transmit harmful or malicious content
• • Attempt to gain unauthorized access to our systems
• • Use our services for fraudulent purposes
• • Interfere with the proper functioning of our website

User Responsibilities

As a user of our services, you are responsible for:

• • Providing accurate and complete information
• • Maintaining the confidentiality of your account information
• • Using our services in a lawful and appropriate manner
• • Complying with all applicable laws and regulations

Intellectual Property

All content on our website is protected by intellectual property laws and remains the property of Agencygarnuvox Investment Consulting Pty Ltd.

Unauthorized reproduction or distribution of our content is prohibited

Privacy and Data

Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your personal data.

For detailed information about our data practices, please refer to our Privacy Policy.

Disclaimers

Our services are provided subject to the following disclaimers:

• • Services are provided on an "as is" basis
• • We make no warranties regarding service availability
• • We do not guarantee the accuracy of all information
• • Service availability may vary and is not guaranteed

Limitation of Liability

Our liability is limited to the maximum extent permitted by law

In no event shall our liability exceed the amount paid for our services

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

Disputes arising from these terms shall be resolved as follows:

Certain disputes may be excluded from arbitration requirements

Termination

We may terminate or suspend your access to our services at any time, with or without cause or notice.

Upon termination, your right to use our services will cease immediately

Governing Law

This agreement shall be governed by and construed in accordance with the laws of Australia

Any disputes shall be subject to the exclusive jurisdiction of Australian courts

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective upon posting to our website.

Continued use of our services after changes constitutes acceptance of the modified terms

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and Agencygarnuvox Investment Consulting Pty Ltd regarding your use of our services.

Contact Information

If you have questions about our cookie policy or data practices, please contact us:

Last Updated: June 17, 2025